Life Insurance
Lost Life Insurance Policies
Were you told by a loved one that you were a beneficiary of their life insurance policy? If they passed away and…
What You Need to Know About Life Insurance and Annuity Changes
A growing number of Veterans Affairs life insurance policy holders are being unpleasantly surprised by undisclosed terms in their policies that are…
Can I Inherit Debt in North Carolina?
North Carolina estate planning discussions usually put an individual’s assets under the microscope. What trusts would avoid taxes best? How much should…
12 Scary Beneficiary Designation Mistakes
It’s Halloween, and tonight kids of all ages will be dressed in an assortment of costumes, many designed to frighten. What frightens…
Life Insurance to Pay a Future Bill
Second-to-die insurance is traditionally purchased by affluent married couples.How it works: The insurance proceeds are paid out upon the death of the…
Forgoing an ILIT- Estate Planning’s Costliest Mistake
Most people know that the proceeds of a life insurance policy are generally free of income taxes. What many don’t realize, however,…
How about an estate tax-free IRA?
With the federal estate tax returning next year at a rate of 55%, with only a $1 million exemption, planning to reduce…
Life Insurance – an Estate Tax Time Bomb
One common oversight I see when reviewing new clients’ financial status is failure to consider the estate tax impact of large life…
ILIT Trustees – Examine Your Policies
Life insurance trusts (ILITs) are a popular estate planning technique used to shelter life insurance proceeds from estate taxes, creditors and mismanagement…
Life Insurance Premium Financing
Many of us could use more insurance for estate planning purposes, such as financial security for loved ones or payment of estate…
